Silyxa

UK pay calculators

Three calculators for employees, using 2026/27 rates for England, Wales, Northern Ireland and Scotland.

Cut your hours, keep more than you expect

Pro rata salary

Part-time, term-time or part-year pay, with the take-home a job advert doesn't show.

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£1 in your pension for as little as 38p

Salary sacrifice

Compare all three pension methods and see what each £1 in your pot really costs.

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Keep 72p of each £1, or just 38p

Overtime

See what you keep from extra hours, and whether that weekend shift is worth it.

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The 2026/27 figures at a glance

Personal allowance£12,570
Higher rate starts (England, Wales, NI)£50,270
Allowance withdrawn from£100,000
Employee NI8%, then 2% above £4,189 a month
National Living Wage (21+)£12.71 an hour
Plan 2 student loan threshold£29,385
Pension annual allowance£60,000

The full list, with sources, is on how we calculate.